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Securities offered through LPL Financial, Member FINRA/SIPC. Investment advisory services offered through Visionary Horizons, LLC. Client assets are custodied at Charles Schwab & Co., Inc. (“Schwab”) and/or LPL Financial, LLC (“LPL”). Visionary Horizons, LLC, Visionary Horizons Wealth Management, Schwab, and LPL are unaffiliated entities.

Securities are not FDIC insured, are not guaranteed by any bank or government agency, and may lose value, including loss of principal.